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Loan Calculator
Estimate your monthly amortization instantly with transparent math.
Loan Amortization Calculator
Instant client-side computation — no server required
₱50,000.00
5000500000
12 months
360
12% p.a.
624
Computed Results
Monthly Amortization (M)
₱4,442.44
M = ₱50,000.00 × [ 0.010000(1 + 0.010000)^12 ] / [ (1 + 0.010000)^12 − 1 ]
Total Interest Paid
₱3,309.27
Total Repayment Amount
₱53,309.27
Principal vs. Interest Breakdown
Principal (₱50,000.00) (93.8%)Interest (₱3,309.27) (6.2%)
Monthly rate (r) = 12% ÷ 12 = 1.0000% per month. This calculator is for estimation purposes only. Actual loan terms are subject to USCCMPC credit policy.