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Loan Calculator
Estimate your monthly amortization instantly with transparent math.
Loan Amortization Calculator
Select a loan product to apply its preset rate and term rules
Loan Type
Method
Diminishing balance
Rate
14% per annum
Max term
36
Existing loan to be paid off from this release. Defaults to zero.
Computed Results
Amount Released
₱48,490.00
Loan amount ₱50,000.00 less upfront charges
Monthly due (1st)
₱4,750.00
Final: ₱4,749.96
Total Interest
₱6,999.96
Upfront Deductions
Share capital build-up
5% of loan (max ₱1,000.00, floored to ₱100.00)
−₱1,000.00
Processing fee
1% based on term
−₱500.00
Bank Fees
Policy deduction
−₱10.00
Total deductions
−₱1,510.00
Diminishing balance computation: equal principal each month; interest fixed per 12-month block based on remaining balance at block start (annual rate ÷ 12). Annual rate = 14% (1.1667% monthly equivalent). This calculator provides estimates only. Actual loan terms are subject to USCCMPC credit policy, capacity to pay, share capital limits, and approval by the appropriate authority.